Cover Genius (XCover)

Embedded travel insurance. The Offers API creates an offer from the trip and the travellers, then a separate confirm issues the policy. Job: Insure a trip. A quote is not a policy. This is not insurance advice. Read the supplier's exclusions in the quote before you present it.

Your own key always wins, and Ancilair does not meter those calls. The price of a call on Ancilair's account is quoted on the call, with 0% markup.

Set up

1. Give this to your agent

In your agent's chat

set up Ancilair — https://ancilair.com/llms.txt

2. Or add the MCP server yourself

MCP

Point the client at https://mcp.ancilair.com with X-Anc-Token or Authorization: Bearer. Calls go to https://api.ancilair.com/call/<id>.

ChatGPT: Settings, Connectors, add https://mcp.ancilair.com as a custom connector.
Claude Desktop: Settings, Connectors, add a custom connector at https://mcp.ancilair.com.
Claude Code: point the MCP client at https://mcp.ancilair.com.
Cursor, or any MCP client: point it at https://mcp.ancilair.com.
Grok: add https://mcp.ancilair.com as a remote MCP connector in its tool settings.

Tools

Insure a trip

Tool	What the call needs	Price
`covergenius.insurance.quote`	Trip (destination, dates) and travellers. Returns the products and a price.	Quoted on the call
`covergenius.insurance.bind`	The offer the traveller accepted. Idempotency-Key required. Runs only after an explicit yes.	Quoted on the call